ScoreRiseKit.
A brand of Ascension Homes LLC
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Terms of Service

ScoreRiseKit, a brand of Ascension Homes LLC · Effective Date: May 26, 2026

Welcome to ScoreRiseKit, a brand of Ascension Homes LLC. These Terms of Service ("Terms") govern your use of scorerisekit.com (the "Site") and the Score Rise Kit and any other educational products we offer (the "Products"). By accessing the Site or purchasing a Product, you agree to these Terms.

1. About Us

ScoreRiseKit is an educational brand operated by Ascension Homes LLC, a Maryland limited liability company located in Bowie, MD. We sell digital educational products — worksheets, dispute letter templates, and video training — that help consumers understand and improve their own credit.

We are not a law firm, financial advisor, lender, or credit bureau. We are not a credit repair organization and do not act on your behalf. We do not provide legal, tax, or financial advice.

2. Educational Product, Not a Service

The Score Rise Kit is a digital educational product. When you purchase the kit, you receive access to downloadable worksheets, written templates, and video training materials. We do not pull your credit report, draft personalized letters for you, mail correspondence on your behalf, or perform any work that would constitute "credit repair services" under the Credit Repair Organizations Act.

You are responsible for reading the materials, applying them to your own situation, and taking any actions yourself.

3. Your Rights Under Federal Law

You have important rights under federal law regardless of whether you use our products:

  • You have the right to dispute inaccurate information on your credit report directly with the credit bureau, on your own, at no cost
  • You have the right to obtain a copy of your credit report from each of the three major bureaus, in many cases for free
  • Credit bureaus are required to follow reasonable procedures to ensure the accuracy of credit reports

You do not need our products to exercise any of these rights. Our products are a paid convenience that teach you how to exercise them more efficiently.

4. No Guarantees

WE DO NOT GUARANTEE ANY SPECIFIC OUTCOME. We cannot guarantee:

  • That any specific item will be removed from your credit report
  • That your credit score will increase by any specific amount, or at all
  • That you will be approved for any loan, credit card, mortgage, or other credit product
  • Any specific timeline for results

Accurate, timely, and verifiable information generally cannot be removed from a credit report. Results vary entirely based on what's on your report and how the bureaus and furnishers respond.

5. Eligibility

To purchase our Products, you must be at least 18 years old and legally capable of entering into binding contracts.

6. Purchase, Fees, and Refunds

The current price of the Score Rise Kit is displayed on our Site at the time of purchase. Payment is processed by our third-party payment processor at the time of purchase.

30-Day Money-Back Guarantee. If you are not satisfied with the Score Rise Kit, you may request a refund within 30 days of your purchase by emailing support@scorerisekit.com. No questions asked. After 30 days, all sales are final.

7. License and Use

When you purchase the Score Rise Kit, you receive a limited, non-exclusive, non-transferable license to use the materials for your own personal credit education. You may not:

  • Resell, redistribute, or republish any of the materials
  • Share your account login or access with others
  • Use the materials to provide paid credit repair services to third parties
  • Reverse engineer, copy, or create derivative works based on the materials

8. Use of the Site

You agree to use the Site only for lawful purposes. You agree not to violate applicable law, gain unauthorized access to our systems, scrape content, or transmit viruses or other harmful code.

9. SMS Text Messaging

By providing your mobile phone number and opting in through one of our forms, you agree to receive recurring marketing and transactional SMS messages from ScoreRiseKit regarding your purchase, account access, customer support, product updates, and promotional offers.

  • Message frequency varies
  • Message and data rates may apply
  • Reply STOP at any time to unsubscribe
  • Reply HELP for assistance
  • Consent to receive SMS messages is not a condition of any purchase

Full details about how we handle your phone number and SMS data are in our Privacy Policy.

10. Intellectual Property

All content on the Site and in the Score Rise Kit — including text, graphics, logos, images, videos, worksheets, and templates — is the property of Ascension Homes LLC or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws.

11. Disclaimers

THE SITE AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, ASCENSION HOMES LLC DISCLAIMS ALL WARRANTIES.

Information in our Products is for general educational purposes only and is not a substitute for legal, tax, or financial advice.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ASCENSION HOMES LLC WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY TO YOU WILL NOT EXCEED THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE.

13. Governing Law

These Terms are governed by the laws of the State of Maryland. Any dispute arising out of or relating to these Terms will be resolved exclusively in the state or federal courts located in Maryland.

14. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on our Site with a new Effective Date. Your continued use of the Site after changes constitutes acceptance of the updated Terms.

15. Contact Us

If you have any questions about these Terms, please contact us at:

Ascension Homes LLC d/b/a ScoreRiseKit
Bowie, MD
Email: support@scorerisekit.com
Website: scorerisekit.com

ScoreRiseKit.

Credit education and credit improvement resources for consumers who want to understand and take control of their credit.

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ScoreRiseKit is a brand of Ascension Homes LLC, a Maryland limited liability company located in Bowie, MD. ScoreRiseKit is not a law firm, lender, or credit bureau, and does not provide legal, tax, or financial advice. No mobile information or SMS opt-in data is shared with third parties or affiliates for marketing purposes.
© 2026 Ascension Homes LLC. All rights reserved. Bowie, MD · support@scorerisekit.com